1. Introduction

Welcome to DogoPay. These Terms and Conditions ("Terms") govern your use of the DogoPay digital wallet app ("App") and related services ("Services"). By using our App and Services, you agree to these Terms. If you do not agree to these Terms, please do not use the App or Services.

2. Eligibility

To use DogoPay, you must be at least 18 years old and capable of entering into a legally binding agreement. By using the App, you represent and warrant that you meet these requirements.

3. Account Registration

3.1 Creating an Account: To use DogoPay, you must create an account by providing accurate and complete information, including your name, email address, and payment information. You are responsible for maintaining the confidentiality of your account credentials. 3.2 Account Security: You agree to notify us immediately of any unauthorized use of your account. DogoPay is not responsible for any losses arising from unauthorized use of your account.

4. Use of the App

4.1 Permitted Use: You may use the App and Services for lawful purposes only. You agree not to use the App for any illegal or unauthorized purposes, including, but not limited to, money laundering, fraud, or other criminal activities. 4.2 Prohibited Activities: You agree not to interfere with or disrupt the App, servers, or networks connected to the App, or disobey any requirements, procedures, policies, or regulations of networks connected to the App.

5. Fees and Charges

DogoPay is free to download and use. However, certain transactions, such as international money transfers, may incur fees. These fees will be disclosed to you prior to completing the transaction.

6. Transactions

6.1 Funding Your Account: You can add funds to your DogoPay account by linking a bank account or credit/debit card. You authorize DogoPay to debit these accounts for any transactions you initiate. 6.2 Sending Money: When you send money using the App, you authorize DogoPay to debit your account for the amount specified, including any applicable fees. 6.3 Transaction Limits: DogoPay may impose limits on the amount and frequency of transactions for security and regulatory reasons. These limits may be modified at our discretion.

7. Security

DogoPay employs advanced security measures to protect your information and transactions. However, you are responsible for safeguarding your account information and any activity that occurs under your account.

8. Privacy

Your use of DogoPay is subject to our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

9. Termination

9.1 Termination by You: You may terminate your account at any time by contacting DogoPay support. Any outstanding balances or fees must be settled prior to account termination. 9.2 Termination by Us: We may terminate or suspend your account at any time, without prior notice, for any reason, including, but not limited to, violation of these Terms, fraudulent activity, or non-compliance with applicable laws and regulations.

10. Limitation of Liability

To the fullest extent permitted by law, DogoPay shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your use or inability to use the App; (b) any unauthorized access to or use of our servers and/or any personal information stored therein; (c) any interruption or cessation of transmission to or from the App; (d) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our App by any third party; or (e) any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available through the App.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the jurisdiction in which DogoPay operates, without regard to its conflict of law principles.

12. Changes to Terms

DogoPay reserves the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on our website and/or through the App. Your continued use of the App and Services following any changes constitutes your acceptance of the revised Terms.

13. Contact Us

If you have any questions about these Terms, please contact us at:

DogoPay Customer Support